Getting started
Ten minutes is enough to begin
Add the accounts and contacts you know by heart. Name the people who’d need access. See your plan take shape from the first entry.
Know where everything is.
So the people you love always will too.
One place for everything your family needs to know.
Organized today, so it can guide you through whatever comes next.
Private by defaultNever sold, everYou control who sees what
You pay for it. Advertisers and data brokers don't — so your information is never for sale.
Life System Dashboard
The full picture, all in one place
Ten categories that cover a whole life: the accounts you open in your twenties, the policies and property you accumulate along the way, and the wishes your family will one day need.
Fill in what you know today; PharosLife organizes the rest as your life adds to it.
Planning mode
Building a plan, one unhurried step at a time
This is where most people spend most of their time, not in an emergency but on an ordinary evening, adding one more thing their family would otherwise have to go looking for.
Building the picture
Fill in at your own pace
Upload documents, policies, employer benefits. Record wishes and instructions in your own words. Let PharosLife suggest what’s worth adding next.
Keeping it current
The part every other system gets wrong
Gentle reminders when details are likely to have changed. Quick reviews of beneficiaries and access. A clear view of what’s up to date.
No deadline. No blank form. Just a plan that gets a little more complete every time you touch it.
Action mode
Guidance that adapts to the moment,
not just a checklist
When life changes, PharosLife helps you focus on what matters now: who to call first, where everything is, what needs attention right away, and who's responsible for what. It walks you through the first hours, the first weeks, and beyond, so nothing is missed and nothing feels overwhelming.
First 24–72 hrs
Confirm next steps & obtain death certificates. Notify key contacts. Identify what needs attention right away.
First week
Notify institutions & begin claims. Access critical accounts. Stabilize finances and responsibilities.
First month
Navigate legal & estate processes. Transfer or update accounts. Organize assets and access.
Months 3–12
Complete tax filings & estate settlement. Finalize transitions. Adjust to long-term changes.
No overwhelm. No guessing. Just the next right step.
One plan, built quietly
Ready for most days, and for the days that count
Most of the time, PharosLife is simply where your family's information lives, current and easy to find. When something changes, that same plan turns into clear next steps.
Step 1
Organize what matters
Bring together accounts, insurance, documents, and contacts, starting with what you know, at your own pace.
Step 2
Keep it current
Your plan lives in one secure place, with gentle reminders so it stays accurate as life changes.
Step 3
Get guided support when it counts
When something changes, PharosLife turns what you’ve organized into clear next steps: what to do now, what can wait, and who’s handling what.
Built for the people who carry it all
“If something happens,
no one should be left guessing.”
The one planning ahead
You want everything your family might need to be clear and usable, long before it’s ever urgent.
“We’re building a life.
I want it set up properly.”
The one building something new
A marriage, a first home, a new baby. PharosLife grows with you: one organized place, updated as life actually changes.
“I have to handle this.
I just don’t know where to start.”
The one holding it together
PharosLife gives you a clear path forward: what to do now, what can wait, and how to move through it step by step.
Career & Employer Benefits
The benefits most families never find
Most people can't say what their employer actually gives them. PharosLife keeps it straight: the 401(k) left behind at a job three moves ago, the coverage worth comparing at open enrollment, the HR contact you'll need next time something changes. The same section holds what families most often lose: employer life insurance, survivor income, pension instructions. The benefit no one wrote down is the benefit no one claims.
"A friend lost her husband to cancer. He had a $250,000 life insurance policy through work. She would never have known about it if a friend hadn't mentioned it."
Privacy & Security
Your family's most sensitive information. Protected.
PharosLife is built on the principle that your data belongs to you, and only you. We never sell it, never share it with third parties, never use it for advertising.
End-to-end encryption
Two-factor authentication
You control your data, always
Private by default
Permissioned access
You don't have to finish it.
You just have to start it.
There's no blank form to complete and no score to reach. Add one account, one policy, one contact. Whatever you enter first is already more than your family had yesterday. PharosLife shows you what's covered, gently suggests what's worth adding next, and reminds you when something's likely changed, so your plan stays current without you having to think about it.
10 minutes today is worth more than a perfect plan you never begin.
From our beta users
“This is going to help so many people feel so much better about their lives and their information, and it will save so much time.”
“My husband passed away unexpectedly a few years ago […] Having something like this Action Mode to guide me through step-by-step would have been an absolute lifesaver.”
“I can see this being a huge help for when my parents get older and I need to start managing more things for them.”
“The site is very easy to navigate with the different categories. It really covers everything which is great to keep it all organized.”
“I think the way you have the 10 Life Areas is brilliant. It's so comprehensive and well-organized. I haven't seen anything else that approaches it quite like this, and I think it's going to be a game-changer for people.”
“Going through the Action Mode steps, it's so clear that you've thought through every detail someone would need during a difficult time. It covers things I wouldn't have even considered and provides so much guidance.”
“The interface is so intuitive and user-friendly. Everything is clearly labeled and easy to find. You don't have to be super tech-savvy to use it, which I think is essential for a tool like this.”
“As an advisor working with many families, I can see PharosLife being an invaluable tool for my clients. It simplifies so many of the pain points we consistently see.”
“I've tried a few other digital legacy planning tools and PharosLife is by far the most user-friendly and comprehensive. It's the only one I'd trust with my family's information.”
Be among the first.
We're building PharosLife carefully and thoughtfully.
Join the early access list to help shape what it becomes.
Your information is private and never shared
"I'm building PharosLife because I've spent decades helping organizations prepare for the unexpected, and because I'm part of the sandwich generation, raising children while caring for aging parents. Preparation is an act of love. Everyone deserves a guide."